ADIB COMMAND CENTER · 6 VARIANTSV1 · Executive Canon V2 · Command Dense V3 · Holographic V4 · Glass Mono V5 · Realtime Stream V6 · Cinematic RoomBanking as it Should be

ADIB · AI INTELLIGENCE PLATFORM · v10 HOLOGRAPHIC

ADIB SHARE Covered Card

Banking as it Should be

ACTIVATION RATE 0-90D

62.4%

+4.1pp

vs 58.3% LM

SWIPE → CASH-BACK LIFT

1.94x

+0.18x

post-utility

30D / 90D RETENTION

78.6%

-1.2pp

cliff @ D71

COST PER ACTIVATED CARD

412AED

-AED 38

blended

SHARIA-COMPLIANT REWARD

98.1%

= 0

audit clean

GCC EXPANSION READINESS

5/7

KSA pending

◆ AI-SURFACED DECISIONS · HUMAN APPROVES ◆

D-01

Push utility nudge to D45 dormant cohort

+3.2% activation

Mohamed● APPROVED

D-02

Pause Snapchat under-25 spend (cAC > AED 920)

-AED 78K /mo

Nikhil● APPROVED

D-03

Expand Sharia-compliant reward across all SKUs

+1.1pp retention

Alefiya● REVIEW

D-04

Welcome-bonus reroute: Lulu → Carrefour

+AED 41 ARPU

Mohamed● REVIEW

D-05

Helper-inclusive benefit tier — pilot 5K cards

+8.4% NPS

Vivek● BLOCKED

AI VISIBILITY · CITATION SHARE

ChatGPT34% · #1

Perplexity26% · #1

Gemini19% · #2

Claude12% · #2

Grok6% · #3

Bing CP3% · #4

GCC EXPANSION · 7 EMIRATES GLOBE

UAELive

KSAPilot Q3

KuwaitScoping

BahrainScoping

QatarBacklog

OmanBacklog

3-YEAR ARC · TEMPORAL

AI Intelligence

Dashboards • assistants • data layer • single source of truth

CRM Activation

Cohort + lifecycle journeys • 60-90d cliff defeated

MMM + Econometrics

Cross-channel attribution • marginal-ROI optimisation